National Savings and Investments Guaranteed Growth Bonds 2026 Review

Rate (AER)
4.82% AER
Term
1 year
Minimum Deposit
£500
Promotion
N/A
Apply Now →on National Savings and Investments Guaranteed Growth Bonds's website

National Savings and Investments offers a unique advantage with its Guaranteed Growth Bonds, which are fully backed by HM Treasury. This provides a level of security that is hard to match, making it an excellent choice for risk-averse savers looking for guaranteed returns.

Pros:

  • Government-backed security
  • Guaranteed returns

Cons:

  • Limited to 1-year term

In conclusion, National Savings and Investments Guaranteed Growth Bonds, with their competitive 4.82% AER and government backing, are ideal for cautious investors seeking a secure and reliable way to grow their savings over a one-year term. With a minimum deposit of £500, these bonds provide peace of mind for those prioritizing capital preservation alongside modest growth.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
State Bank of Newburg4.54%60 months$500Learn more
Tower Federal Credit Union4.50%24 months$500Learn more
Lincoln County Credit Union4.50%12 months$1,000Learn more
HAB Bank4.50%3 months$1,500Learn more
United Fidelity Bank 1-Year4.40%1 year$1,000Learn more
BTG Pactual Bank4.40%5 years$500Learn more
NASA Federal Credit Union4.38%5 years$1,000Learn more
Sallie Mae Bank4.35%5 years$2,500Learn more
United Fidelity Bank4.35%6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30%1 year$500Learn more
Quorum Federal Credit Union4.30%6 months$100Learn more
DR Bank4.30%6 months$500Learn more
Genisys Credit Union4.30%7 months$500Learn more
Popular Direct Certificates of Deposit4.25%1 year$10,000Learn more
Vibrant Credit Union4.25%6 months$5Learn more
Limelight Bank Certificate of Deposit4.20%1 year$1,000Learn more
TAB Bank4.20%5 years$1,000Learn more
T Bank4.16%6 months$1,000Learn more
Limelight Bank4.15%6 months$1,000Learn more
Barclays Certificates of Deposit4.00%1 year$0Learn more

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