Zopa Bank 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Zopa Bank4.8/5

Rate (AER)
4.60% AER
Term
6 months
Minimum Deposit
£1
Promotion
N/A
Apply Now →on Zopa Bank's website

Zopa Bank stands out as the top choice because it offers a competitive rate of 4.60% AER with a very low minimum deposit of just £1, making it accessible for a wide range of savers.

Pros:

  • Low minimum deposit
  • User-friendly app

Cons:

  • Limited to fixed term
  • Interest paid at maturity

In summary, Zopa Bank is an excellent option for savers seeking a reliable fixed-rate bond with a solid 4.60% AER and a minimal entry point of just £1, making it particularly suitable for those looking to dip their toes into fixed-term savings without a significant financial commitment.

Frequently Asked Questions

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Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

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