Capital One 360 Performance Savings 2026 Review

Annual Percentage Yield (APY)
3.10% APY
Monthly Fee
$0
Welcome Bonus
Up to $1,500 cash bonus
Apply Now →on Capital One's website
Minimum Deposit:N/A

Annual Percentage Yield (APY):

3.10% APY

Welcome Bonus: Up to $1,500 cash bonus

Using promo code BONUS1500 during account opening.

Monthly Fee:

$0

Minimum Deposit:

N/A

Capital One's 360 Performance Savings account is the best option for those seeking a no-fee account with a cash bonus incentive. While the APY is lower than some competitors, the lack of minimum balance requirements and the potential for a significant cash bonus make it an attractive choice.

Pros:

  • No minimum balance requirements
  • Cash bonus for new customers

Cons:

  • Lower APY compared to competitors
learn more about this bank account on Capital One's website →

In conclusion, the Capital One 360 Performance Savings account is ideal for individuals looking for a fee-free savings option that offers a competitive APY and the potential for a substantial cash bonus, making it a solid choice for both new savers and those seeking to grow their funds without the burden of minimum balance requirements.

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