PNC Virtual Wallet with Performance Select 2026 Review

Annual Percentage Yield (APY)
0.01% APY
Monthly Fee
$25
Welcome Bonus
$400 bonus
Apply Now →on PNC's website
Transaction limit:Up to $10 in ATM fee reimbursements
Minimum Deposit:$5,000

Annual Percentage Yield (APY):

0.01% APY

Welcome Bonus: $400 bonus

Earn a $400 bonus by opening a new Virtual Wallet with Performance Select and meeting qualifying direct deposit requirements.

Monthly Fee:

$25

Minimum Deposit:

$5,000

Transaction Limits:

Up to $10 in ATM fee reimbursements

The standout feature here is the comprehensive suite of benefits designed for high-balance earners, including superior interest rates on savings and full ATM fee reimbursements. The PNC Virtual Wallet with Performance Select is tailored for customers who want to maximize their banking experience.

Pros:

  • Higher interest rates on savings
  • No fees for using non-PNC ATMs

Cons:

  • High monthly fee
  • Requires significant balance for waivers
learn more about this bank account on PNC's website →

In conclusion, the PNC Virtual Wallet with Performance Select is ideal for high-balance earners seeking a banking solution that offers robust benefits, including enhanced interest rates and extensive ATM fee reimbursements, making it a worthy choice for those looking to optimize their financial management. However, prospective users should weigh the monthly fee against their banking needs to ensure it aligns with their financial goals.

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