Cheapest Home Insurance in the UK
Discover 3 deals available this month.
1.MoneySuperMarket Combined Buildings and Contents
MoneySuperMarket offers combined buildings and contents insurance with policies costing up to £142.67 annually for the top 10% of customers. The average price across policy types is £101.42.
View Deal →Offering some of the cheapest combined home insurance rates in the UK, MoneySuperMarket stands out for budget-conscious customers seeking competitive pricing.
Pros:
- Lowest annual cost for top 10% of customers at £142.67
- Average pricing across policies is relatively low at £101.42
- Covers both buildings and contents in one policy
Cons:
- Cheapest rates only available to top 10% of customers
- No additional details on coverage limits or extras
- Average price may vary depending on individual circumstances
2.Go.Compare Home Insurance
Go.Compare Home Insurance has an average median price of £210 when purchased about 26 days in advance, which is the optimal timing for the lowest cost. This timing strategy helps customers secure more affordable premiums.
View Deal →Planning ahead can save you money with Go.Compare, as buying nearly a month in advance offers the best price. While not the cheapest option overall, it balances timing and cost effectively.
Pros:
- Optimal purchase timing reduces premiums
- Average median price of £210 is competitive for planned buyers
- Focus on combined buildings and contents coverage
Cons:
- More expensive than some competitors like MoneySuperMarket and Uswitch
- Requires advance purchase about 26 days before to get best price
- Limited information on additional policy features
3.Uswitch Combined Buildings and Contents
Uswitch Combined Buildings and Contents insurance costs around £198 per year on average, with premiums decreasing slightly each year. It offers a competitive price compared to other providers in the UK market as of March 2026.
View Deal →Offering slightly falling premiums, Uswitch provides a stable and reasonably priced home insurance option for those seeking consistent value. Its average cost places it in the mid-range among UK providers, balancing price and reliability.
Pros:
- Average annual premium of approximately £198
- Premiums have been decreasing slightly year-on-year
- Combined buildings and contents coverage in one policy
Cons:
- Not the cheapest option available compared to some competitors
- Limited information on specific policy features or discounts
- Average price may be higher than early booking deals from other providers
Final Words
To secure the cheapest home insurance deals this March, take time to compare offers from providers like MoneySuperMarket, Go.Compare, and Uswitch to find the best fit for your needs and budget. By exploring current policies and timing your purchase strategically, you can maximize your savings and protect your home effectively.
Frequently Asked Questions
The cheapest deal is MoneySuperMarket Combined Buildings and Contents insurance, offering policies costing up to £142.67 annually for the top 10% of customers. The average price across policy types is £101.42.
MoneySuperMarket's combined buildings and contents insurance policies cost up to £142.67 annually for the top 10% of customers, with an average across all policy types of £101.42.
Yes, MoneySuperMarket offers combined buildings and contents insurance, providing coverage for both your home structure and possessions in one policy.
According to Go.Compare, buying home insurance about 26 days in advance tends to secure the lowest median price, which is around £210.
MoneySuperMarket offers the cheapest average prices around £101.42, while Uswitch averages about £198 annually, and Go.Compare reports a median price near £210 when purchased 26 days ahead.
Premiums with providers like Uswitch are dropping slightly year-on-year, indicating a modest downward trend in home insurance costs.
