U.S. Bank Platinum Business Checking 2026 Review

Monthly Fee
$30
Welcome Bonus
$1,200
Apply Now →on U.S. Bank's website
Transaction limit:550 free transactions per cycle
Minimum Deposit:$25

Annual Percentage Yield (APY):

N/A

Welcome Bonus: $1,200

Earn a $1,200 bonus by depositing at least $25,000 in new money within 30 days.

Monthly Fee:

$30

Minimum Deposit:

$25

Transaction Limits:

550 free transactions per cycle

The standout feature here is the generous transaction limits and the promotional bonus, making U.S. Bank Platinum Business Checking ideal for larger businesses with high transaction volumes. However, the monthly fee and deposit requirements may deter smaller businesses.

Pros:

  • High transaction limits
  • Promotional bonus available

Cons:

  • Monthly fee applies
  • Requires significant deposits
learn more about this bank account on U.S. Bank's website →

Overall, the U.S. Bank Platinum Business Checking account is best suited for larger businesses that can take advantage of its high transaction limits and substantial welcome bonus, while smaller enterprises may find the monthly fee and deposit requirements prohibitive.

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