PC Money Account 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

PC Money Account4.3/5

PC Financial

Interest Rate
2.20%
Monthly Fee
CA$0
Welcome Bonus
150,000 bonus PC Optimum™ points
Apply Now →on PC Financial's website
Transaction limit:Unlimited transactions
Minimum Deposit:CA$0

Annual Percentage Yield (APY):

2.20%

Welcome Bonus: 150,000 bonus PC Optimum™ points

Earn 150,000 bonus PC Optimum™ points by setting up a minimum of $1,500 in payroll or pension direct deposits each month for three consecutive months.

Monthly Fee:

CA$0

Minimum Deposit:

CA$0

Transaction Limits:

Unlimited transactions

This account is particularly appealing for those who frequently shop at PC stores, as it allows users to earn valuable PC Optimum points on their transactions. Additionally, the 2.20% interest rate on savings balances makes it a competitive option for those looking to grow their savings.

Pros:

  • Earns PC Optimum points
  • No monthly fees

Cons:

  • Spending balance earns 0% interest
learn more about this bank account on PC Financial's website →

In conclusion, the PC Money Account is an excellent choice for frequent shoppers at PC stores and those seeking to maximize their savings with a competitive interest rate, all while enjoying the added benefit of earning significant PC Optimum points. With no monthly fees, it offers a flexible and rewarding banking experience for budget-conscious consumers.

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