1.Blue Cash Preferred® Card from American Express
American Express
- 6%Cash back at U.S. supermarkets
- 6%Cash back on select U.S. streaming subscriptions
- 3%Cash back on transit
- 3%Cash back on U.S. gas stations
- 1%Cash back on other purchases
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within the first 6 months from account opening.
Earn 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit, 3% cash back on U.S. gas stations, and 1% on other purchases.
19.49%-28.49% Variable APR
The Blue Cash Preferred® Card stands out as the top choice because it offers an impressive 6% cash back on U.S. supermarkets, making it ideal for families and frequent shoppers. With a generous welcome bonus and no annual fee for the first year, it provides excellent value for those who spend heavily in these categories.
Pros:
- High cash back on groceries and streaming
- No annual fee for the first year
Cons:
- Annual fee after the first year
- Limited to U.S. supermarkets for high rewards
2.Capital One Savor Cash Rewards Credit Card
Capital One
- 3%Cash back on dining
- 3%Cash back on entertainment
- 3%Cash back on popular streaming services
- 1%Cash back on all other purchases
Earn a one-time $250 cash bonus after spending $500 on purchases within the first 3 months from account opening.
Earn unlimited 3% cash back on dining, entertainment, and popular streaming services, plus 1% on all other purchases.
18.49%-28.49% Variable APR
What sets the Capital One Savor Cash Rewards Credit Card apart is its focus on dining and entertainment, offering 3% cash back in these categories. This makes it a favorite among foodies and those who enjoy going out, providing a strong value proposition without an annual fee.
Pros:
- No annual fee
- High rewards on dining and entertainment
Cons:
- Limited to specific categories for high rewards
- Lower rewards on non-category purchases
- 5%Points on travel purchased through Chase
- 3%Points on dining
- 2%Points on all other travel purchases
Earn 100,000 bonus points after spending $5,000 on purchases in the first three months of account opening.
Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x points on all other travel purchases.
19.24%-27.49% Variable APR
The Chase Sapphire Preferred® Card earns the #1 spot due to its exceptional welcome bonus and versatile rewards structure. With 5x points on travel booked through Chase and 3x points on dining, it is perfect for frequent travelers looking to maximize their rewards.
Pros:
- High welcome bonus
- Flexible point redemption options
Cons:
- Annual fee
- Requires higher spending to maximize rewards
4.Blue Cash Everyday® Card from American Express
American Express
- 3%Cash back at U.S. supermarkets
- 3%Cash back at U.S. gas stations
- 3%Cash back on U.S. online retail purchases
- 1%Cash back on other purchases
Earn a one-time $200 cash bonus after spending $2,000 on purchases within the first 6 months of Card Membership.
Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases, on up to $6,000 in purchases in each category per year, then 1%.
19.49%-28.49% Variable APR
The Blue Cash Everyday® Card is an excellent choice for those looking to maximize cash back on everyday spending without an annual fee. With 3% cash back on groceries, gas, and online retail, it provides solid rewards for essential purchases.
Pros:
- No annual fee
- High cash back on everyday purchases
Cons:
- Lower rewards on non-category purchases
- Capped rewards in categories
5.American Express Platinum Card®
American Express
- 5%Points on flights booked directly with airlines or through Amex Travel
- 1%Points on other purchases
Earn up to 175,000 Membership Rewards points after spending $12,000 on eligible purchases in the first 6 months of card membership.
Earn 5x Membership Rewards points on flights booked directly with airlines or through Amex Travel, and on prepaid hotels.
19.49%-28.49% Variable APR
The American Express Platinum Card is a premium travel rewards card that offers unparalleled benefits for frequent travelers. With access to luxury lounges and a high welcome bonus, it is designed for those who value travel perks and rewards.
Pros:
- Extensive travel perks
- High earning potential on travel purchases
Cons:
- High annual fee
- Requires frequent travel to justify costs
6.Chase Sapphire Reserve®
Chase
- 8%Points on purchases booked through Chase Travel
- 4%Points on direct flights and hotels
- 3%Points on dining
Earn 150,000 points after spending $6,000 on purchases in the first three months of account opening.
Earn 8x points on purchases booked through Chase Travel, 4x points on direct flights and hotels, and 3x points on dining.
19.49%-27.99% Variable APR
The Chase Sapphire Reserve® is a top-tier travel rewards card that excels in providing value through its extensive benefits and high earning potential. With a substantial welcome bonus and premium travel perks, it is ideal for serious travelers.
Pros:
- High welcome bonus
- Comprehensive travel benefits
Cons:
- High annual fee
- Requires significant spending to maximize rewards
7.Citi Custom Cash® Card
Citi
- 5%Cash back on highest eligible spend category
- 1%Cash back on all other purchases
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Earn 5% cash back on your highest eligible spend category each billing cycle, up to $500, and 1% on all other purchases.
The Citi Custom Cash® Card was known for its unique ability to adapt to cardholders' spending habits, offering 5% cash back on the highest eligible category. Although it is no longer accepting new applications, it remains a valuable option for existing cardholders.
Pros:
- No annual fee
- Flexible cash back categories
Cons:
- Discontinued for new applicants
- Limited to $500 per category
8.Wells Fargo Autograph® Card
Wells Fargo
- 3%Points on travel
- 3%Points on restaurants
- 3%Points on gas stations
- 1%Points on other purchases
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.
Earn 3x points on travel, restaurants, gas stations, and more.
The Wells Fargo Autograph® Card is a standout choice for those who want to earn rewards on everyday spending without an annual fee. With 3x points on popular categories, it provides excellent value for consumers who frequently spend in these areas.
Pros:
- No annual fee
- High rewards on everyday spending
Cons:
- Limited to specific categories
- Lower rewards on non-category purchases
Did you know?
Streaming credits or bonus categories offset subscription fees only if you activate them and pay the statement balance. Match the card to services you already subscribe to.
Final Words
As you explore the best credit cards for streaming services this July, remember that choosing the right card can maximize your rewards and enhance your viewing experience. Take time to compare options, weigh the benefits, and make informed decisions to ensure your entertainment budget works harder for you.
Frequently Asked Questions
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within the first 6 months from account opening.
Earn 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit, 3% cash back on U.S. gas stations, and 1% on other purchases.
With the Capital One Savor Cash Rewards Credit Card, you earn unlimited 3% cash back on dining, entertainment, and popular streaming services, plus 1% on all other purchases. There is no annual fee, making it a great option for frequent users of these categories.
Earn a one-time $250 cash bonus after spending $500 on purchases within the first 3 months from account opening.
Consider your spending habits related to streaming services and look for cards that offer high cash back or rewards in that category. Also, evaluate the welcome bonuses, annual fees, and overall rewards structure to ensure you select the card that maximizes your benefits.
The Chase Sapphire Preferred® Card has an annual fee of $95. However, many users find that the rewards and benefits outweigh this cost, especially if they frequently travel or dine out.
Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x points on all other travel purchases. This card is ideal for those who travel often and want to maximize their rewards.
You can apply for a credit card online through the issuer's website. Make sure to check your credit score beforehand and have your financial information ready to complete the application process.
